Guiding Your Family.
Securing Your Future.

In 2021, KLT Wealth Management entered into a partnership with Q Wealth Partners, a registered portfolio manager, to strengthen the investment solutions available to our clients. This partnership gives KLT access to a broader and more diverse range of investment products and portfolio management capabilities, while allowing us to maintain the close, personal client relationships that define our approach to wealth management.

Through Q Wealth Partners, clients benefit from customized portfolio management and strategic asset allocation designed to align with their individual financial goals and risk tolerance. These solutions are designed to align with their individual financial goals and risk tolerance., ensuring that each client's investment strategy reflects both their long-term objectives and their current financial circumstances.

By combining KLT's client-focused advisory approach with Q Wealth Partners' investment management expertise, this partnership ensures our clients receive comprehensive, professionally managed investment solutions without sacrificing the personal service and trusted guidance they've come to expect from KLT.

KLT Wealth Management has partnered with Josslin Financial Services to bring our clients a more complete and seamless financial experience. Josslin, part of Josslin Insurance Brokers, is a well-established, independent insurance broker with deep roots in New Hamburg and a strong presence throughout Waterloo Region. They span personal, commercial, group, and investment-related insurance products, and their values of integrity, respect, simplicity, community, and commitment align closely with our own approach to client service. This shared foundation made Josslin a natural partner as we sought to expand the scope of support we can offer our clients beyond wealth planning alone.

By combining Josslin's insurance and risk management with KLT's focus on holistic wealth planning — including retirement strategy, estate planning, tax planning— we're able to offer clients truly integrated guidance across the major areas of their financial lives. Josslin helps ensure clients have the right protection in place, from personal and group coverage to disability insurance, while KLT focuses on long-term growth, income planning, and wealth transfer strategies, supported by our partnership with Q Wealth. Rather than clients having to coordinate between separate insurance and wealth advisors, this partnership allows both firms to work together behind the scenes, so clients receive consistent, well-coordinated advice from professionals who understand their full financial picture.

Just as importantly, this partnership is built on a shared commitment to the communities we serve. Josslin has a long history of supporting local causes, clubs, and disaster relief efforts, while KLT team members are active in local organizations such as the New Hamburg Board of Trade and various community initiatives. Partnering with a firm that shares our values — not just in business practice, but in community engagement — reinforces our belief that strong client relationships and strong communities go hand in hand. Together, KLT and Josslin are able to offer clients confidence, clarity, and support, backed by two trusted local firms working in genuine partnership on their behalf.